37. FINANCIAL RISK MANAGEMENT POLICIES (CONT’D)
Credit risk exposure (cont’d)
Industrial analysis (cont’d)
Off-balance sheet exposure
2013
Insurance
Banking
Insurance
operation
operation
operation
medium/
commitments
short term
long term
Total
RM’000
RM’000
RM’000
RM’000
Manufacturing
775,344
355,456
163,826 1,294,626
Transport, storage and communication
734,930
7,016
–
741,946
Construction
44,934
–
27,573
72,507
Electricity, gas and water supply
831,256
1,827
186,839 1,019,922
Finance, insurance, real estate
and Business Activities
334,390
–
–
334,390
Wholesale and retail trade, and
restaurants and hotels
66,340
18,983
–
85,323
Government
6,076
–
–
6,076
Mining and quarrying
129,928
–
2,686
132,614
Information technology
–
–
8,714
8,714
Primary agriculture
197,166
–
–
197,166
Others
393,479
32,461
11,397
437,337
3,513,842
415,743
401,035 4,330,620
2012
Manufacturing
262,163
670,802
7,920
940,885
Transport, storage and communication
93,772
–
–
93,772
Construction
417,779
–
141,222
559,001
Wholesale and retail trade, and
restaurants and hotels
67,111
23,688
–
90,799
Government
112,161
–
–
112,161
Others
1,289,466
727,924
–
2,017,390
952,986 1,422,414
149,142 3,814,008
NOTESTOTHEFINANCIALSTATEMENTS
31 DECEMBER 2013
176
EXIM Bank Annual Report 2013