37. FINANCIAL RISK MANAGEMENT POLICIES (CONT’D)
Credit risk exposure (cont’d)
Industrial analysis
Exposures to credit risk by industry are as follows:
On-balance sheet exposure
Deposit and
placement
with banks
Amount
Loans,
and other
due to
advances
financial
Investment
ECR
and
institutions
securities
debtors
financing
Derivative
Total
RM’000
RM’000
RM’000
RM’000
RM’000
RM’000
2013
Primary agriculture
–
51,133
–
459,994
–
511,127
Mining and quarrying
–
–
–
285,131
–
285,131
Manufacturing
–
–
–
1,230,562
–
1,230,562
Transport, storage
and communication
–
27,608
–
543,684
–
571,292
Construction
–
20,016
–
408,990
–
429,006
Wholesale and retail trade,
and restaurants and hotels
–
10,005
–
400,559
–
410,564
Finance, insurance, real estate
and business activities
1,705,276
236,275
382,345
227,334
379
2,551,609
Electricity, gas and water
–
40,415
–
749,701
–
790,116
Government
–
–
–
561,277
–
561,277
Others
–
60,169
–
969,439
–
1,029,608
1,705,276
445,621
382,345
5,836,671
379
8,370,292
2012
Agriculture, hunting
and forestry
–
–
–
291,706
–
291,706
Mining, quarrying manufacturing
–
–
–
869,294
–
869,294
Transport, storage and communication
–
36,010
–
89,344
–
125,354
Construction
–
65,000
– 1,138,708
– 1,203,708
Wholesale and retail trade,
and restaurants and hotels
–
10,000
–
360,984
–
370,984
Finance, insurance, real estate
and business activities
2,961,894
125,000
572,570
30,741
20,927
3,711,132
Electricity, gas and water
–
10,000
–
365,180
–
375,180
Government
–
–
–
514,336
–
514,336
Others
–
2,078
–
2,535
–
4,613
2,961,894
248,088
572,570
3,662,828
20,927
7,466,307
EXIM Bank Annual Report 2013
175