NOTESTOTHEFINANCIALSTATEMENTS
31 DECEMBER 2013
40. SEGMENT INFORMATION (CONT’D)
Group
2013
2012
Business segments
Business segments
Insurance
Insurance
Banking
and Takaful
Support
Total
Banking
and Takaful
Support
Total
RM’000
RM’000
RM’000
RM’000
RM’000
RM’000
RM’000
RM’000
Net interest income
89,243
–
89,393
178,636
60,454
–
88,927
149,381
Underwriting results
–
2,118
–
2,118
–
(1,371)
–
(1,371)
Income from Islamic business
56,772
1,088
–
57,860
20,873
491
–
21,364
Other income
39,197
–
(4,707)
34,490
43,102
–
32,515
75,617
Net income
185,212
3,206
84,686
273,104
124,429
(880)
121,442
244,991
Overhead expenses
(22,338)
(7,697)
(40,216)
(70,251)
(19,095)
(7,086)
(33,409)
(59,590)
Operating profit
162,874
(4,491)
44,470
202,853
105,334
(7,966)
88,033
185,401
Allowances for losses
on loans, advances
and financing
(12,600)
–
–
(12,600)
(15,664)
–
–
(15,664)
150,274
(4,491)
44,470
190,253
89,670
(7,966)
88,033
169,737
Taxation
(44,841)
(45,542)
Zakat
(695)
(429)
Net profit for the year
144,717
123,766
196
EXIM Bank Annual Report 2013